tag:blogger.com,1999:blog-25603154.post6722195265476209893..comments2024-03-11T13:59:05.841+08:00Comments on NONNIE KING: Cash, Card or LoanNonnie Kinghttp://www.blogger.com/profile/00599241249013377152noreply@blogger.comBlogger18125tag:blogger.com,1999:blog-25603154.post-55294277697971553822008-05-25T19:31:00.000+08:002008-05-25T19:31:00.000+08:00Well, I do spend alot.. But I always bear in mind ...Well, I do spend alot.. But I always bear in mind to save no matter it's just a 50 or 100.. Coz like ur mama said we have to save for rainy days.. Especailly when it comes to being sick.. Finacial issue on health are really a big problem to those who are not rich..Patriciahttps://www.blogger.com/profile/13283001596424541043noreply@blogger.comtag:blogger.com,1999:blog-25603154.post-76359669946972832092008-05-22T09:41:00.000+08:002008-05-22T09:41:00.000+08:00I'm a saver, while my other half will spend beyond...I'm a saver, while my other half will spend beyond his means..the difference? He's always broke, while I can afford to treat myself to holidays and things when I want to..it pays to be a saver and not a spender, in my books :)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-25603154.post-44677060500321888002008-05-22T01:04:00.000+08:002008-05-22T01:04:00.000+08:00anonymousThanks for ur suggestion. I heard about t...anonymous<BR/>Thanks for ur suggestion. I heard about this 0% instalment plan but never dare to ask the detail. Im still a no-credit-card person. Will think about that when I got one in the future.<BR/><BR/>AH? Reeda is also half of FooChow?? Now only I know ah. No wonder he answered my replies in Chinese. Ada Chinese blood ah! Sorry ah my satellite is not big enough, always receive late news ah.Jamyhttps://www.blogger.com/profile/00283019767386509313noreply@blogger.comtag:blogger.com,1999:blog-25603154.post-40238004916470913102008-05-21T21:41:00.000+08:002008-05-21T21:41:00.000+08:00no for me to say this, but i think you have collea...no for me to say this, but i think you have colleague who explain to u the joy of LOAN .. somewhere in your past blog.. but still whatever method it is .. spend wisely is the key ..:PAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-25603154.post-37626748673673127522008-05-21T18:14:00.000+08:002008-05-21T18:14:00.000+08:00Well nowadays with those attracting loan available...Well nowadays with those attracting loan available, 0% installment ( they still charge a 3% service charge initially on the first month, so not really 0%), a lot of ppl did sign up for a lot of loan and ended up paying endlessly and left with nothing in the pocket. <BR/>But I guess ppl have to learn to judge properly before signing up. For example, what are the chances you would still use the same mobile phone after 3 years? But yet you sign up a 5 years installment plan?<BR/>I did sign up for installment plan for my laptop and tv. But gonna to finish paying soon. Next planning to get one KENWOOD Mixer under the installment plan as well. HEEEEDrifting Cloudhttps://www.blogger.com/profile/03129044265359189477noreply@blogger.comtag:blogger.com,1999:blog-25603154.post-46554348861865821572008-05-21T18:05:00.000+08:002008-05-21T18:05:00.000+08:00Reeds : Foochow Rocks! Glad to hear that you have ...<B>Reeds</B> : Foochow Rocks! Glad to hear that you have bounce back from rock-bottom and get your finances back in order. <BR/><BR/>Very soon it will be my turn.<BR/><BR/>All my money waving bye-bye soon for me in one go.... Sigh.<BR/><BR/><B>Chicky Christina</B> : And.. I guess its better for you to stay that way. Don't get any card if you can't control.Nonnie Kinghttps://www.blogger.com/profile/00599241249013377152noreply@blogger.comtag:blogger.com,1999:blog-25603154.post-69508099979909411362008-05-21T11:27:00.000+08:002008-05-21T11:27:00.000+08:00Cash, cause I don't have card and no need to loan ...Cash, cause I don't have card and no need to loan yet. I don't think I'll get a card, but if I do, It'll just be for the points or benefits and I must confirm that I have the money in my bank first, so that I don't have to pay interest. :p<BR/><BR/>But I'm really lousy at saving and I've been spending a lot also. Bad habit.uglyfatchick (Chicky)https://www.blogger.com/profile/09276676996975560873noreply@blogger.comtag:blogger.com,1999:blog-25603154.post-6461520246673103942008-05-21T10:49:00.000+08:002008-05-21T10:49:00.000+08:00Nonnie if everyone thinks like you financing compa...Nonnie if everyone thinks like you financing companies will go out of business hahah! While I agree with your mama's principles (my mama also is a foochow wat! hahah), I believe a sensible balanced approach to financing and financial planning is sensible. <BR/><BR/>I've hit rock-bottom before due to poor financial planning and the buy now pay later attitude. Thankfully I've been able to bounce back and get my finances back in order again. <BR/><BR/>With a family to feed, hitting rock-bottom is that much more painful... trust me, I know this too well...anakbruneihttps://www.blogger.com/profile/06744083426043532075noreply@blogger.comtag:blogger.com,1999:blog-25603154.post-71295695692710314312008-05-21T08:58:00.000+08:002008-05-21T08:58:00.000+08:00Effy : Great minds think alike. =pAnonymous @ 1.07...<B>Effy</B> : Great minds think alike. =p<BR/><BR/><B>Anonymous @ 1.07am</B> : Hahahha. Some people find it offensive.<BR/><BR/><B>Anonymous @ 8.02am</B> : You work in that bank? Just kidding.Nonnie Kinghttps://www.blogger.com/profile/00599241249013377152noreply@blogger.comtag:blogger.com,1999:blog-25603154.post-6981908619997247672008-05-21T08:27:00.000+08:002008-05-21T08:27:00.000+08:00Xiang : HAHAHHAA!Yes, Bu-gan-xin is always the key...<B>Xiang</B> : HAHAHHAA!Yes, Bu-gan-xin is always the keyword stopping me from "getting stuffs while enjoying it".<BR/><BR/>And, I love your papa's principle. <BR/>Very useful.<BR/><BR/><B>Choonie</B> : Sadly, my bank book shows the balance in figures and I can count the digits in it. *sniffs*<BR/><BR/>Apalah.. POSITIVE NONNIE! STAY POSITIVE!<BR/><BR/>I use my c/card to pay bills and utilities to gain points too.<BR/>=D <BR/><BR/>Must refrain myself from impulse buying while having c.card in my wallet.<BR/><BR/><B>Ciliqueen</B> : Yeah... neh... I'm born with wooden chopsticks.Nonnie Kinghttps://www.blogger.com/profile/00599241249013377152noreply@blogger.comtag:blogger.com,1999:blog-25603154.post-60263838417474079472008-05-21T08:02:00.000+08:002008-05-21T08:02:00.000+08:00Jamilla, Apply SCB Credit Card to use their 0% ins...Jamilla, <BR/><BR/>Apply SCB Credit Card to use their 0% installment plan to purchase a laptop. its worthAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-25603154.post-79461770854930266172008-05-21T01:07:00.000+08:002008-05-21T01:07:00.000+08:00Haha~I love your sarcasm.Haha~<BR/>I love your sarcasm.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-25603154.post-29169769514082289972008-05-20T22:01:00.000+08:002008-05-20T22:01:00.000+08:00I think i'm more of a cash person because i don't ...I think i'm more of a cash person because i don't have a card and i'm not entitled to loan yet. Haha. Of course maybe for a car or a house then yes i'll probably go for it.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-25603154.post-22685926081377896412008-05-20T21:49:00.000+08:002008-05-20T21:49:00.000+08:00It depends on the mindset..and maybe even the way ...It depends on the mindset..and maybe even the way you were brought up...if you know hardships..then you will know how hard it is to earn $$$ and you will spend wisely..unless you were born with sliver spoon-neh ;))CiliQueenhttps://www.blogger.com/profile/00324273041844502758noreply@blogger.comtag:blogger.com,1999:blog-25603154.post-58961548616002241942008-05-20T20:13:00.000+08:002008-05-20T20:13:00.000+08:00I never count my money, not that I don't care. I ...I never count my money, not that I don't care. I spend only for things that I need. If I am buying any extra things, it has to be in my affordable range. Have to think many many times before I buy. Even now, I want a Hush Puppies leather shoe but RM180 is just too much. I never buy a pair of shoe at that price.<BR/>I like to use my credit card too but not to buy with future money. I know I have the money in the bank but paying with credit card will gain me points and I can exchange it for other gifts. I like the feeling of taking the things first and pay later. But when I receive the bank statement, I dare not look at the sum. Thank goodness I sign-up for autopayment. <BR/><BR/>My principle is don't borrow from others to buy things that you don't need. Always spend wisely. Don't count your money in the bank. Your money should be uncountable. :PChoonie, the Guruhttps://www.blogger.com/profile/06543828936858937093noreply@blogger.comtag:blogger.com,1999:blog-25603154.post-86281288801532890402008-05-20T19:41:00.000+08:002008-05-20T19:41:00.000+08:00I had been thinking this LOAN program too!Enjoy la...I had been thinking this LOAN program too!<BR/><BR/>Enjoy laptop together paying it? Or save for laptop money first? Tapi I felt "BU GAN XIN" let bank earn the interest which is almost half of d laptop amount. <BR/><BR/>Remember papa told me his principle, "Spending anything that you can afford it, not you want to afford it." Thats depend on our MONEY ABILITY!Jamyhttps://www.blogger.com/profile/00283019767386509313noreply@blogger.comtag:blogger.com,1999:blog-25603154.post-18418029129859506402008-05-20T19:01:00.000+08:002008-05-20T19:01:00.000+08:00Anonymous : You're right =)<B>Anonymous</B> : You're right =)Nonnie Kinghttps://www.blogger.com/profile/00599241249013377152noreply@blogger.comtag:blogger.com,1999:blog-25603154.post-82685879591480214442008-05-20T18:01:00.000+08:002008-05-20T18:01:00.000+08:00Money issues are base on each individual person's ...Money issues are base on each individual person's prospective of 'How I would like to live my life?' (With or without a safety net - Extra Money). You may be a 'scrooge' but others may want to lavish their lives with the many material things available. In the end of the day, as long as they are not spending / borrowing money from you, I doubt this should be of any problem to your bank account.Anonymousnoreply@blogger.com